was having a conversation with my mother a few days ago. It was
more or less the usual stuff… or at least not surprising stuff…
this time covering birthdays and cards and a few other assorted
bits tossed in for good measure.
delivery of cards and mail provided a tangent for us. You can
imagine the basics… how long it can take to be delivered, the
challenges our family faces with international addresses… and
eventually we began kicking around Saturday mail delivery.
have, on several occasions, mentioned my thoughts about direct
deposit and the United States Postal Service. As a refresher…
of my pet peeves over the years when a company welcomes new staff
and discusses direct deposit is that they always seem to point
out that, and this isn’t someone in particular that I’m quoting
(but the words are so easy and attributable to so many): “You
get your money early.”
yeah… no. No, you don’t.
checks for payroll are almost extinct. Not officially or completely,
but in addition to direct deposit, many companies are now using
things like reloadable credit/debit cards. Still… we’ll use the
physical check for the sake of outlining this idea.
quote is based on the thought that many businesses will process
their direct deposit activities a handful of days prior to issuing
live checks. And so *poof* with direct deposit you get
problem with this theory is that it only happens early one time.
After that, you enter a cycle. And unless you or the company does
something to change the cycle, you get paid the same way over
and over again. Let’s say pay day is Monday and happens weekly,
with direct deposit monies transferred on Friday. For your first
direct deposit, you get paid three days early. (Yeah!) For your
second… and third… and so on… you get paid on Friday, and Friday,
and Friday. Not early… every seven days, just like the checks
coming out every Monday.
actual beauty of direct deposit is more likely to be found in
how the transactions are taken care of regardless of holidays…
or how your schedule allows for physically picking up a check
(such as with days off, vacation, etc.)… and similar scenarios.
The fact that one is processed before the other might also help
if something like a discrepancy over hours worked becomes involved.
yes… yes… you do get your funds sooner. And that there is what
you can call a synonym for a word like earlier. But for my perspective,
once you’ve adjusted your world of bill paying and your lifestyle
to the schedule, the reality is simple. It’s not early. It’s on
time. (Hopefully. Without discrepancies. And now, over to the
so often in the United States, we hear conversations and suggestions
about ways to assist the U.S. Postal Service in addressing some
issues. One of the concepts presented always involves eliminating
weekend mail delivery. No more Saturday carrier service for regular
mail. And then a huge wave of people respond by losing the minds
eliminating Saturday mail delivery to the homes of these people
will cause the planet to split in two, a giant volcanic demon
to rise from the chasm, and life as we know it around the world
mail will just arrive on Monday. Or, if there’s a holiday maybe
it shows up on Tuesday. Regardless, it will show up without a
giant volcanic demon. (Fine… maybe it arrives with a giant volcanic
demon, but definitely not with one because that giant volcanic
demon had been waiting for a lack of Saturday mail as the “go
go go” cue to take center stage.)
ultimately brings us around to this: People think too much of
not mistake that idea for being comfortable. I’m not saying that
happy and at peace and in general content with things is bad.
No. Not at all. What I’m trying to say, without saying people
don’t like change, is that… yeah, well… people hate change. And
the reason I’m trying to avoid that phrasing is because I don’t
think it’s all about change.
more about expectations. What we’re used to. What we think...
more presicsely... what we know is going to happen.
headed to the bank… a restaurant… anyplace… and find the doors
locked? You know… locked when they shouldn’t be? Only the bank
is closed because it’s a holiday… the owners of the favorite dining
locale are on their annual vacation that happens the same time
every year… and in general, you get to deal with the reality that
you’re the one that’s off. And you’re off because you forgot the
holiday, lost track of the date, and so on, all of which runs
against what you were expecting.
that perpetual feeling you have all day that it’s Friday, only
you keep stumbling across the reality that it’s Saturday.
and comfort and expected can be wonderful things. It’s how many
of us find our car keys… because they’re where we normally put
them. It’s feeling warm and happy… because our favorite sweatshirt
and blanket and chair are comforting. It’s the world seeming right…
because the sun is still out on a nice summer evening, a good
show is on television, and everything is moving along exactly
as you expected.
it does not matter whether or not the mail is delivered or picked
up or handled in any way on a Saturday if someone forgot to mail
the birthday card in a timely fashion. Take a deep breath, mark
the calendar better for next year, and get over it.
not about early… not about late… it’s expectations of the schedule
and how you handle them. Nothing more.
as it turns out, my mother agrees.